I have been doing business with Pat Kirkham for a very long time.
She is professional and knowledgeable at what she does I’m very impressed.
She is kind and compassionate and understands peoples situations and is willing to help.
I would not hesitate to use Pat for my mortgage financial needs, I would definitely recommend her to anyone I know or meet in my life.
Its very rare in these times to find special person with that kind of commitment.
Steve Hall

Our real estate agent, Lori Dahlberg, recommended us to a mortgage broker when we bought our house four years ago. We didn’t actually meet Patricia Kirkham at the time, but she got us a very good mortgage rate through a concerted effort involving e-mails and phone calls. Just a few months ago our daughter decided that she would like to buy a condo. Once our offer was accepted, we were pleased to engage Patricia again to arrange the mortgage. Patricia took the time to meet with us ( me and my daughter) and explain the details of a mortgage. This was very helpful for us. Patricia went to work for us and found a mortgage with an excellent rate. We had also approached my investment advisor to see if they could provide a mortgage. We informed Patricia that our decision was to go with the mortgage offered through my investment advisor. It was unfortunate for Patricia, given she had already invested considerable time for us. However, Patricia did not complain or get upset. She was very professional, graciously accepted our decision, and indicated she could be of service to us if things didn’t work out. We appreciated her positive attitude. As it turns out there were some complications with the other mortgage offer and we decided against going with that mortgage. So I called up Patricia again to tell her that we changed our mind again and wanted to obtain a mortgage through her. She was obviously pleased and went right back to work to secure us an even better mortgage rate. We were also running out of time on the condo offer. Patricia worked hard and even on the weekend to get everything in place. She came through and the mortgage was finalized in time. We truly appreciated her efforts and particularly her professional approach to all situations. I would not hesitate engaging Patricia again if we were in need of a mortgage.
Jill H